PENSION ADVICE & RETIREMENT PLANNING – WEST SUSSEX, SURREY & BEYOND
Knowing the style of retirement you can enjoy, or when you can start enjoying it, doesn’t have to be a mystery. We help individuals in West Sussex, Surrey and beyond to put in place plans that will enable them to enjoy their retirement when they want and how they want, but we do it differently to most.
Rather than simply ask how much money you would like to retire on and at what age, we ask how you visualise your retirement. Knowing what you want to achieve is an important stage in the retirement and pension planning process and is one that underpins our ethos and belief in the importance of lifestyle financial planning.
When it comes to planning for your future, your retirement and your pension, there is no time like the present.
As part of our retirement planning process, we look at the practicalities of what will happen once you stop working.
Got a firm plan of what you would like to spend your time doing during retirement?
Know how much money you will need to enjoy the retirement you visually without worry?
Looking for pension advice for an existing policy, or support with a new policy?
Want to understand the most tax-efficient savings methods?
Not sure if your pensions and investments will enable you to enjoy the lifestyle you desire?
Pension planning offers a tax-efficient way of accumulating a steady source of income. Today’s pensions are low-charge, flexible and offer superb fund management, but to provide what you need to achieve the lifestyle you desire, it is necessary to formulate a plan for that lifestyle.
We work with you to determine how you would like your future to look, then project the money you will need to make that happen. Then we offer solid pension advice and make suggestions on how to achieve this income in a way that you are comfortable with.
As part of the retirement financial planning process, it is our job to strategically blend income streams to minimise tax and maximise return.
IT STARTS WITH A PLAN
You need a plan.
Potentially, and especially if you are retiring early, you might have to live with your decisions for 40 years or even longer, so the importance of a proper discovery session cannot be stressed enough.
Once we know what you want your retirement to look like, we formulate a realistic and detailed plan to ensure your savings will deliver the lifestyle you want, without any fear of running out of money.
PENSION REVIEWS
When did you last take an honest look at your pensions and their performance?
Have you accumulated various pensions over the years and do you even know where they all are?
Have you been meaning to get pension advice but just haven’t got round to it?
We conduct a thorough review of what you have in your pension, and whether we can make it work better for you, looking in detail at where your money is being invested and how it can be better used to meet your retirement goals.
WHAT ARE YOUR OPTIONS?
Retirement means different things to different people.
Are you looking at retiring early?
Do you want to retire in full, or maintain a degree of employment?
Could you be enjoying elements of your retirement already?
By using sophisticated financial forecasting software we can project how your finances are likely to look over the coming years and see if we can get you to where you would like to be sooner. You might be pleasantly surprised!
MAKING SURE YOUR MONEY LASTS
We want you to enjoy your retirement with the peace-of-mind that you will have enough money and won’t run out.
Our powerful financial forecasting software uses over 100 years of real financial market data to demonstrate the probability of your money lasting over the course of your lifetime. We can programme various scenarios to see how your finds would be affected and demonstrate whether you have enough.
PROVIDING CONFIDENCE THAT YOUR CORE RETIREMENT GOALS AND AMBITIONS CAN BE FULFILLED
HERE’S WHAT WE’LL DO:
- Help you plan what you would like your retirement to look like
- Forecast how much you will need during retirement
- Offer independent pensions advice and answer any questions about your policies
- Ensure you are contributing enough to reach your goals
- Review your existing investments to make sure they are aligned with your life plan
- Ensure your investments are achieving the required growth at your comfortable level of risk
- Make sure you are maximising all allowances
GET IN TOUCH:
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK. Global Financial Ltd is a member of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority. Details can be found at www.fsa.gov.uk under reference number 506634. Global Financial Ltd is registered in England, no. 00922704.
The Financial Ombudsman Service (FOS) is available to handle individual complaints that financial services businesses and their clients are unable to resolve. To contact FOS please visit us at www.financial-ombudsman.org.uk