FINANCIAL FORECASTING – WEST SUSSEX, SURREY & BEYOND
We help people who want to live the lifestyle they desire as soon as possible. Working with clients in West Sussex, Surrey and beyond, we use advanced financial forecasting software to assess your current wealth, forecast how this might change in the future, and then determine what you need to get you to your end goal as quickly and simply as possible.
ADVANCED CASHFLOW FORECASTING SOFTWARE
ONE OF ONLY 100 REGISTERED LIFE PLANNERS (UK)
UNIQUE LIFE-CENTERED APPROACH
We take an honest look at your finances, considering both income and expenditure to demonstrate visually how your wealth may be impacted in the future. Using highly-advanced life planning and financial forecasting software, we calculate how your financial situation may be impacted by factors such as growth, inflation and interest rates.
Then we generate multiple cashflow scenarios around probable life events, as well as those events you would like to happen – travelling around the world, for example.
Once we have all this information we are in a position to forecast when you are likely to be able to do the things you would like to, and if there’s a shortfall, we develop a plan to counteract it.
There are no limits to what you can do. It’s your life and we just want to help you enjoy it. Our role as lifestyle financial planners is not to advise you on how to live your life, but to answer the big questions that lead to you having the financial freedom to live it the way you want.
How much money do I really need?
When can I afford to retire?
Can I still live the lifestyle I want if I help my children financially?
How much investment risk do I have to accept to be able to live the life I dream of?
Is there a risk that I might run out of money?
Supported by advanced life planning software that analyses how key lifestyle markers will impact your finances, we can project cashflow forecasts long into the future to produce a range of possible financial scenarios you may face, then help develop a plan to prepare for them.
Most people don’t realise when they have already accumulated enough wealth to live the life they really want to – don’t fall victim to working longer than you actually need to.
HOW DOES FINANCIAL FORECASTING WORK?
Traditionally, it was all about how to generate the most money possible without considering whether it would enhance your lifestyle. Is simply having ‘as much as possible’ really a good life plan or retirement plan?
Through cashflow forecasting, we help you determine what ‘enough’ is, so you can comfortably enjoy and maintain your desired lifestyle as soon as you can, without fear of ever running out of money.
PREPARING FOR ALL EVENTUALITIES
Life throws us curveballs. Families change and new people will enter your life and affect it in ways you couldn’t have imagined. Sometimes people leave your life unexpectedly. With this comes a change in our hopes and desires. Consequently, the path we need to take to be in a financially strong position also changes.
We look at the likely cashflow scenarios, but once your financial forecast is in place, we regularly review it and adapt it to grow with you.
FIRST HOME
MARRIAGE
CHILDREN
NEW JOB
UPSIZE
DIVORCE
RETIREMENT
LONG-TERM CARE
THE IMPORTANCE OF FINANCIAL FORECASTING
Alongside your life plan, we generate detailed financial and cashflow forecasts that are completely bespoke to you and reflect the likely opportunities and obstacles at each step of your financial journey.
We consider not only the most complex of financial scenarios but also the lifestyle markers that may influence these.
We naturally look at your financial situation, but we also explore your personal circumstances, both in terms of what motivates you now and how you envisage your future. We are not limited to one scenario and can run multiple projections based on various factors unique to you.
PROVIDING CONFIDENCE THAT YOUR CORE RETIREMENT GOALS AND AMBITIONS CAN BE FULFILLED
HERE’S WHAT WE’LL DO:
- Help you plan what you would like your retirement to look like
- Forecast how much you will need during retirement
- Ensure you are contributing enough to reach your goals
- Review your existing investments to make sure they are aligned with your life plan
- Ensure your investments are achieving the required growth at your comfortable level of risk
- Make sure you are maximising all allowances
GET IN TOUCH:
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK. Global Financial Ltd is a member of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority. Details can be found at www.fsa.gov.uk under reference number 506634. Global Financial Ltd is registered in England, no. 00922704.
The Financial Ombudsman Service (FOS) is available to handle individual complaints that financial services businesses and their clients are unable to resolve. To contact FOS please visit us at www.financial-ombudsman.org.uk