Business loan protection
CORPORATE FINANCIAL PLANNING – WEST SUSSEX, SURREY & BEYOND
Ensuring your business is in the best financial position is time-consuming and non-productive for you as a business owner. We help clients in West Sussex, Surrey and beyond to create and efficiently manage all the financial requirements of their business so that you can concentrate on the running of it.
Whether as a business or an individual, we believe it’s important to ask yourself why you are striving for the goals you have in mind and to make sure you are doing everything you need in order to reach them.
Why do you work where you do?
Why did you set up your business in the first place?
Is your business protected in the case of unexpected events?
Are you financially compliant with all of your business obligations?
Do you want to start enjoying your desired lifestyle sooner rather than later?
Does your business allow you to do what you want in your personal time?
Could your business give you a better lifestyle than it does already?
By asking ‘why’, we help establish an achievable and realistic lifestyle financial plan that identifies where you need to be financially in order to live the life that will be most fulfilling – without this plan, you risk not enjoying the full potential of your finances.
at every stage of your life, the decisions you make for your business and yourself should be based around achieving your long-term goals.
IDEALLY SUITED TO MANAGE YOUR CORPORATE FINANCIAL PLANNING
As experienced business owners and managers ourselves, our corporate financial advisers are in a unique position to advise you on the financial concerns of your own business.
Business protection insurance can be the difference between whether your company is able to remain trading if a key person or owner of the business becomes terminally or critically ill, or passes away – policy proceeds can help to replace key staff, protect against corporate debt and acquire shares from the estate of a deceased partner or shareholder.
We offer unbiased support and guidance to businesses across Surrey, West Sussex and beyond on the various types of business insurance, as well as private medical insurance and group pensions and auto-enrolment advice.
GROUP PENSIONS & AUTO ENROLMENT
It is a legal requirement to place certain staff members into a pension scheme automatically and unless eligible staff select to opt-out, they will make contributions towards their pension, out of their monthly pay. In the majority of cases, you as the employer will also make a monthly contribution.
However, with an overwhelming range of available options, what seems like a simple employee benefit can be one of the most complex to provide. Furthermore, you can even run different pension schemes for different members of staff, which can be beneficial if, for example, you wish to offer owners or executive staff schemes more suited to tax planning or business needs.
Choosing the right group pension options for your business is crucial. We help you select the best pension plans and the best provider for your needs, to ensure that both you and your employees are happy with your pensions for the long term.
private medical insurance
We provide accurate levels of private medical insurance to businesses across West Sussex, Surrey and beyond, which would face difficulties if their staff required time off work due to sickness.
Within any business, staff illness can be costly; productivity can decrease alongside with staff morale, with remaining employers facing increased workloads and extra demands on their time.
Providing your employers with comprehensive private medical insurance ensures that, should they need it, they will gain prompt access to consultants and private medical care in quality assessed hospitals, thus reducing the likelihood of extended absence and increased workplace disruption.
BUSINESS PROTECTION INSURANCE
As the owner of a business, regardless of its size, we cannot recommend enough that you take out fully comprehensive business protection insurance. Without adequate cover, you are at risk of losing profit, reputation and in the worst cases, your business itself.
PROVIDING CONFIDENCE THAT YOUR BUSINESS IS IN THE IDEAL POSITION TO PROVIDE YOU WITH THE BEST LIFESTYLE POSSIBLE
HERE’S WHAT WE’LL DO:
- Get to really understand your business on both a personal and financial level. What does your business mean to you? How does running it affect your current lifestyle?
- Our corporate IFA works with you to understand the needs of your business
- Together take an honest, judgement-free look at the challenges your business may face now and might face in the future – once we understand them, we can work to overcome them
- Discuss all options to find the right type and levels of insurance for your business
- Regularly undertake comprehensive reviews to ensure that any existing policies are set up in the most appropriate way and provide enough cover
- Ensure your business financial responsibilities, such as pensions and auto-enrolment, are all set up and running smoothly
GET IN TOUCH:
The guidance and/or advice contained within this website are subject to the UK regulatory regime, and are therefore targeted at consumers based in the UK. Global Financial Ltd is a member of Best Practice IFA Group Ltd which is authorised and regulated by the Financial Conduct Authority. Details can be found at www.fsa.gov.uk under reference number 506634. Global Financial Ltd is registered in England, no. 00922704.
The Financial Ombudsman Service (FOS) is available to handle individual complaints that financial services businesses and their clients are unable to resolve. To contact FOS please visit us at www.financial-ombudsman.org.uk